Government Shutdown Affect on The U.S Economy (916) 601-5270

Short Term Outlook regarding the United States Economy

Author: Randy Taylor, Ca. Lic. #0643596 Randy Taylor has advised financial planners

on insurance and retirement savings accounts, for 10 years and consumers since 1983.

Copyright 10/17/2014 . This may be distributed if not altered in anyway and copied in it;s

entirety.

Video introduction: http://www.youtube.com/watch?v=-PnrMYfKxj0

What Factors affect the market  projections for the next 3 months?

1. Strong earnings for the S&P 500 are reported  this quarter of 2013.. ( Up about 4%)  The chief financial officer for Lensco Private Ledger suggests that they could be up by   7 - 8 % by the end of the year.
2. What about the shutdown?  Most companies will not be affected by the shutdown.
3.  Other factors are more imortant. Earnings and other factors below are more likely to impact the market.
4. Spending cuts, higher taxes, and higher gasoline prices are more important and are an anchor weighing down the economy 
5. Positive factors: The global economy has done better than expected; and the stock market is returning to form.. The housing market is also returning .

What about the nay sayers that are predicting a crash within 12 months?

Economist Harry Dent has had great success in the past predicting economic changes based on things such as population growth and other factors.  He suggests that since a large portion of the U.S. S&P stock index includes companies that are global, ( About 40%) that our market will crash anyway.

You can read his 2014 predictions: The Great Depression 2014, for yourself at: http://beforeitsnews.com/economy/2013/07/harry-dent-2014-predictions-the-great-depression-ahead-2537900.html

What do I do for my own IRA savings account or portfolio if I prefer safety of principal, guarantees of a lifetime income, and growth crediting that is independent of the S&P or other indices?

One solution is to have some of your money in an indexed annuity offered by one of the more competitive insurance companies.. I believe that they are most suited for those that plan to use the accounts as a vehicle to generate monthly or annual income.  You would therefore normally want to ad an "income rider" which gives you a contractual guarantee of a high income payment. You have almost 1,200 competing for your business in most states. You will want to sit down with your advisor and go through a complete suitability review first before deciding on any retirement solutions.

Note: This article is offered for entertainment purposes only; is not meant to be investment advice.. If you decide to invest any money for any purpose it is recommend that you first talk to your attorney, accountant, or financial advisor.

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GORILLA GLASS FOR YOUR PHONE OR LAPTOP.

GORILLA GLASS 2,TECHNOLOGY, BY CORNING::
IMPACT AND SCRATCH PROOFING FOR YOUR SMART PHONE OR LAPTOP


Why is Gorilla Glass the new state of the art surface for your smart phone and other tech devices?

The answer is simple: It's a new generation of thinner yet stronger, glass for your important tech devices like your smart phone, laptop, or t.v. set.  It not only resists impact better than normal glass panes of equal thickness; it is resistant to most solvents and liquid chemicals; which means you can clean it with a normal window cleaner or soap and water without scratching the surface.

Does it affect the performance of my touch screens etc.?

Corning states that it actually works better for sensitivity where needed.  It allows the glass coverings to be thinner with increased strength which means that you actually get better performance.

How is it possible to have a thinner glass that is stronger with more scratch resistance?


The glass is placed in a hot bath of molten salt at a temperature of approximately 400°C. Smaller sodium ions leave the glass, and larger potassium ions from the salt bath replace them. These larger ions take up more room and are pressed together when the glass cools, producing a layer of compressive stress on the surface of the glass. *

Does this increase  my cost when I request Gorilla Glass 2 with a new purchase?

The answer is no. It is already available on the newer generation of smart phones, laptops, and even television sets.  You should ask your sales persons if your next purchases come equipped with Gorilla Glass. See the partial list below of manufacturers that are offering the Gorilla Glass surface.


Which manufacturers have products out now that feature Gorilla Glass, or Gorilla Glass 2?
Currently ACER, HTC, SAMSUNG, LENOVO,  and more are using the first generation. Gorilla Glass 2 was just announced Fe. of 2012. "The company expects the first Gorilla Glass 2-equipped devices to be available in April or May. Corning Gorilla Glass is used by more than 30 major brands and has been featured in more than 600 product models, spanning over 600 million units worldwide. Read on for the company’s press release."*

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Life insurance and I.R.A. Account Specialist
Serving clients and brokers since 1983
(916) 601-5270