FINANCIAL CALCULATORS ARE A SIMPLE WAY TO PLAN FOR RETIREMENT.
Please click on the website link below for quick and easy interactive financial calculators on the following topics:
Financial Worksheets
The worksheets that follow can be used to help put your "financial house" in order, as well as to help ease the burden of uncertainty that most families experience after the death of a loved one.
Be sure to contact my office if I can assist you with any of the planning needs covered by these worksheets.
# Budget Organizer
# Balance Sheet
# Bank and Brokerage Accounts
# Retirement Plan Inventory
# Life Insurance Inventory
# Professional Advisors
# Document Checklist
# Personal Property Disposition
# Business Disposition
# Funeral Instructions
"For the forms go to: http://www.finsecurity.com/r
Thursday, March 31, 2011
Monday, March 21, 2011
Sacramento County Housing Trends Look Bleak
SACRAMENTO COUNTY HOUSING INVENTORY IS UP FROM LAST YEAR. HOUSING PRICES ARE STILL ON THE DECLINE.
For details or more information: Randy Taylor (916) 601-5270
The website data and charts listed below suggest that it is still a buyer's market with many houses pending; but at reduced prices due to the number of properties offered as short sales and foreclosures. Many experts suggest that California real estate will stay level with little change up or down in sales prices in the near future. This most recent report is provided courtesy of Jim Hamilton of Lyon Real Estate. For more details on housing in the Sacramento County market; use the link below:
www.JimHamiltonRealEstate.com
For details or more information: Randy Taylor (916) 601-5270
For details or more information: Randy Taylor (916) 601-5270
The website data and charts listed below suggest that it is still a buyer's market with many houses pending; but at reduced prices due to the number of properties offered as short sales and foreclosures. Many experts suggest that California real estate will stay level with little change up or down in sales prices in the near future. This most recent report is provided courtesy of Jim Hamilton of Lyon Real Estate. For more details on housing in the Sacramento County market; use the link below:
www.JimHamiltonRealEstate.com
For details or more information: Randy Taylor (916) 601-5270
Friday, March 18, 2011
U.S. Surpasses France for wine consumption !
CONCERNED ABOUT ECONOMIC GROWTH? THE UNITED STATES WINE INDUSTRY IS NOT! SALES ARE UP WITH CAIFORNIA LEADING THE WAY!
This reprint discusses the financial health of the California and United States wine industry.
Shipments of wine to the U.S. from producers in California and other states and countries increased 2 percent to a record of nearly 330 million 9-liter cases last year from 2009 (see chart), the Woodside-based firm estimated in its periodic The Gomberg-Fredrikson Report. That amounted to a retail value of $30 billion, an increase of 4 percent in that timeframe.
Wine shipments in France totaled 320.8 million in the fiscal year 2009-2010, according to the report.
California wine made up 61 percent of U.S. wine volume sales, or 199.6 million cases worth $18.5 billion at retail. That was an increase of 1 percent from 2009 sales. California’s total wine shipments worldwide to all markets in the U.S. and abroad (including exports) were 241.8 million cases, up 2% from the previous year.
Jon Fredrikson noted the timing of the U.S. market’s consumption surpassing that of France at the dawning of the 20th year since the “French paradox” broadcast by CBS’ 60 Minutes news program on the correlation between moderate wine consumption and health. That led to a marked shift in red wine consumption.
“Wine consumption is still a low 2.6 gallons per capita, but the adult population is growing every year as echo boomers come of age and adopt wine just as their baby boomer parents did,” Mr. Fredrikson said.
Catching and retaining consumer interest last year were “creative” new wines, including value-priced muscat, pinot grigio, riesling, off-dry wines and affordable inland California pinot noir, he said.
Mr. Fredrikson observed that sales of high-end wines remained challenging in 2010, but marketers used social media technology to reach consumers.
Bobby Koch, president and chief executive officer of San Francisco-based trade advocate Wine Institute, said wine sales will continue to grow in the U.S. despite competition from beer and spirits.
“Americans are increasingly interested in a lifestyle with wine and food, demonstrated by the presence of wineries in all 50 states and 17 consecutive years of growth in U.S. wine consumption,” he said.
California chardonnay continued to be the top-selling variety in the U.S., with more than 53 million cases sold in 2010, an increase of 5 percent from 2009, according to Mr. Fredrikson.
California bottled varietal wine also growing notably in sales were pinot noir, zinfandel, riesling and muscat.
Sparkling wine sales in the U.S. increased 10 in 2010, suggesting that consumers may be broadening their use of these wines beyond special occasions, according to The Gomberg-Fredrikson Report. The category’s 15.4 million cases, mostly made in California, represent 4.6 percent of all U.S. wine sales.
This reprint discusses the financial health of the California and United States wine industry.
March 15th, 2011 05:40pm
U.S. thirst for wine passes that of France for first time
The long-held place of France as the top market for wine in the world fell to the U.S. last year, according to data released today by wine industry consultants Gomberg, Fredrikson & Associates.
Shipments of wine to the U.S. from producers in California and other states and countries increased 2 percent to a record of nearly 330 million 9-liter cases last year from 2009 (see chart), the Woodside-based firm estimated in its periodic The Gomberg-Fredrikson Report. That amounted to a retail value of $30 billion, an increase of 4 percent in that timeframe.
Wine shipments in France totaled 320.8 million in the fiscal year 2009-2010, according to the report.
California wine made up 61 percent of U.S. wine volume sales, or 199.6 million cases worth $18.5 billion at retail. That was an increase of 1 percent from 2009 sales. California’s total wine shipments worldwide to all markets in the U.S. and abroad (including exports) were 241.8 million cases, up 2% from the previous year.
Jon Fredrikson noted the timing of the U.S. market’s consumption surpassing that of France at the dawning of the 20th year since the “French paradox” broadcast by CBS’ 60 Minutes news program on the correlation between moderate wine consumption and health. That led to a marked shift in red wine consumption.
“Wine consumption is still a low 2.6 gallons per capita, but the adult population is growing every year as echo boomers come of age and adopt wine just as their baby boomer parents did,” Mr. Fredrikson said.
Catching and retaining consumer interest last year were “creative” new wines, including value-priced muscat, pinot grigio, riesling, off-dry wines and affordable inland California pinot noir, he said.
Mr. Fredrikson observed that sales of high-end wines remained challenging in 2010, but marketers used social media technology to reach consumers.
Bobby Koch, president and chief executive officer of San Francisco-based trade advocate Wine Institute, said wine sales will continue to grow in the U.S. despite competition from beer and spirits.
“Americans are increasingly interested in a lifestyle with wine and food, demonstrated by the presence of wineries in all 50 states and 17 consecutive years of growth in U.S. wine consumption,” he said.
California chardonnay continued to be the top-selling variety in the U.S., with more than 53 million cases sold in 2010, an increase of 5 percent from 2009, according to Mr. Fredrikson.
California bottled varietal wine also growing notably in sales were pinot noir, zinfandel, riesling and muscat.
Sparkling wine sales in the U.S. increased 10 in 2010, suggesting that consumers may be broadening their use of these wines beyond special occasions, according to The Gomberg-Fredrikson Report. The category’s 15.4 million cases, mostly made in California, represent 4.6 percent of all U.S. wine sales.
Monday, March 14, 2011
Free Networking Meetings
Puzzled with the new economy and the strains on your advertising budget?
Successful Thinkers is a new idea that is rapidly growing and sweeping the nation by providing small buisness owners a way to network and learn to expand their business sales for free . That's right; It's for free.
There are weekly meetings in most major cities in and around the Sacramento area where people can meet others, exchange ideas, and hear educational presentations with no strings attached!
Feel free to contact me by email for a meeting location near you and then sit back and watch your business grow as you meet and make new friends.
Randy Taylor
Follow my blog :www.lifeandannuitysite.com
Website: http://finsecurity.com/r
Life insurance and I.R.A. Account Specialist
Serving clients and brokers since 1983
(916) 601-5270
Successful Thinkers is a new idea that is rapidly growing and sweeping the nation by providing small buisness owners a way to network and learn to expand their business sales for free . That's right; It's for free.
There are weekly meetings in most major cities in and around the Sacramento area where people can meet others, exchange ideas, and hear educational presentations with no strings attached!
Feel free to contact me by email for a meeting location near you and then sit back and watch your business grow as you meet and make new friends.
Randy Taylor
Follow my blog :www.lifeandannuitysite.com
Website: http://finsecurity.com/r
Life insurance and I.R.A. Account Specialist
Serving clients and brokers since 1983
(916) 601-5270
Saturday, March 12, 2011
How to access free Copyright Advice
COPYRIGHT TIPS FOR YOUR BLOGS OR SPEAKING HANDOUTS
(Reprint from Creative Commons Website: http://creativecommons.org/choose/
I think you will appreciate the tips and suggestions offered below from the Creative Commons Website. This blog post is offered for comparison only versus other free licensing websites and not meant to be offered as legal advice.
With a Creative Commons license, you keep your copyright but allow people to copy and distribute your work provided they give you credit — and only on the conditions you specify here. For those new to Creative Commons licensing, we've prepared a list of things to think about. If you want to offer your work with no conditions attached, or you want to mark a work that is already free of known copyright restrictions and in the public domain, choose one of our public domain tools.
When you choose a license, we provide you with HTML you can use to add the license information to your site and information on how to select a license on one of several free hosting services that have incorporated Creative Commons. This is not a registration and we do not retain a record of your selection.
This blog post is not meant to be legal advice but is merely the sharing of an article that seems have value for entrepeneurs.
The link for this site is : http://creativecommons.org/choose/
(Reprint from Creative Commons Website: http://creativecommons.org/choose/
I think you will appreciate the tips and suggestions offered below from the Creative Commons Website. This blog post is offered for comparison only versus other free licensing websites and not meant to be offered as legal advice.
With a Creative Commons license, you keep your copyright but allow people to copy and distribute your work provided they give you credit — and only on the conditions you specify here. For those new to Creative Commons licensing, we've prepared a list of things to think about. If you want to offer your work with no conditions attached, or you want to mark a work that is already free of known copyright restrictions and in the public domain, choose one of our public domain tools.
When you choose a license, we provide you with HTML you can use to add the license information to your site and information on how to select a license on one of several free hosting services that have incorporated Creative Commons. This is not a registration and we do not retain a record of your selection.
This blog post is not meant to be legal advice but is merely the sharing of an article that seems have value for entrepeneurs.
The link for this site is : http://creativecommons.org/choose/
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